<p>The innovations of designers have transformed the lives of millions of people. Take some of Britain's most iconic designs. The Spitfire, Concorde, Red Telephone Boxes, The Mini & The World Wide Web. All rank amongst the most original, symbolic & influential designs ever made.<br /><br /> Designers are people who desire to create. Their work takes into consideration not only how something will look, but also how it will be used & how it will be made-from the clothes that we wear, to the cars we drive, the websites we use, the office space we inhibit, and the publications we read. They produce a visual language that help companies sell products, create demand inspire confidence and increase profits. <br /><br /> As creative people with entrepreneurial minds, many designers work independently as self-employed consultants. Such work can be hugely challenging & rewarding, but in today's litigious society it is not without risk. <br /><br /> <strong>A Legal Duty Of Care</strong> <br /><br /> As 'professional's' design consultants owe their clients a legal duty of care. If that duty of care is breached, by making a mistake for example, a client can claim compensation for damages caused by negligence. With litigation escalating, client's, whether individual's or corporations are more likely to seek compensation than ever before. <br /><br /> For example, a Graphic Designer could be sued for breach of copyright, printer error & consumer loss. A Website Designer could be sued for loss of data or developing a site with poor useability. These are everyday claims scenario's that Designers need to guard against. The time & money required to defend such claims could easily bring one's business crashing down. <br /><br /> <strong>Designer Insurance - The Role Of Professional Indemnity Insurance</strong> <br /><br /> Professional Indemnity Insurance is designed to cover 'Professional's' in the event they are sued by third parties who claim that they have suffered financial loss as a result of negligent actions. It provides protection (up to the policy limit) against having to pay damages and legal costs. Even if the policy holder has done nothing wrong, but a client alleges negligence on their part, the policy will still pay defence costs. <br /><br /> Professional Indemnity cover includes; negligence, breach of copyright, breach of confidentiality, libel & slander & loss of data & documents. With Designer insurance premiums starting from as little as £150 per annum its a useful risk management tool to safeguard one's business against unexpected incidents.<br /><br /> Specialist policies are available from UK brokers that cover a multiple of activities, website designers, interior designers, graphic designers etc - all a Designer has to do is decide what level of cover is right for their business.</p> <p>Article Resource:-</p> <p><a target="_blank" href="http://www.coulsonpritchard.com/articles/designer-insurance.asp" rel="nofollow">http://www.coulsonpritchard.com/articles/designer-insurance.asp</a></p> <p>know more about Professional Indemnity Insurance:-</p> <p><a href="http://www.freelanceinsure.co.uk" target="_blank" title="Professional Indemnity Insurance" rel="nofollow">Professional Indemnity Insurance</a>|<a href="http://www.coulsonpritchard.com/" target="_blank" title="PI Insurance" rel="nofollow">PI Insurance</a></p><strong>About the Author:</strong><br /><p>I am a content writer, and writing insurance articles for past 3 years.......</p>
Ammenda Michle
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